TERMS & CONDITIONS
Effective Date: June 7, 2026

Welcome to Sovereign Mindset Lab LLC. By accessing our website at vipprosperitygroup.net or purchasing any of our products or services, you agree to be bound by the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms
By using our website or purchasing our products, you confirm that you are at least 18 years of age and agree to these Terms & Conditions in full.

2. Products & Services
Sovereign Mindset Lab LLC offers digital products including eBooks, workbooks, video courses, group coaching programs, and 1:1 mentorship. All product descriptions, pricing, and availability are subject to change without notice.

3. Intellectual Property
All content, materials, and products sold by Sovereign Mindset Lab LLC — including written content, videos, workbooks, course materials, and branding — are the exclusive intellectual property of Sovereign Mindset Lab LLC and Coach R.E. Fulford. You may not reproduce, distribute, resell, or share any of our materials without express written permission.

4. Payment & Billing
All prices are listed in US Dollars (USD). Payment is due in full at the time of purchase. We use secure third-party payment processors to handle all transactions. By completing a purchase, you authorize us to charge your selected payment method.

5. Refund Policy
All sales of digital products are final. Please refer to our full Refund Policy at vipprosperitygroup.net/refund-policy for complete details.

6. Digital Delivery
Digital products are delivered electronically upon purchase confirmation. Please refer to our Digital Delivery Policy at vipprosperitygroup.net/digital-delivery for complete details.

7. Disclaimer of Warranties
Our products and services are provided for educational and informational purposes only. Results will vary based on individual effort, commitment, and circumstances. Sovereign Mindset Lab LLC makes no guarantees regarding specific outcomes or results.

8. Limitation of Liability
To the fullest extent permitted by law, Sovereign Mindset Lab LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of our products or services.

9. Coaching Relationship
Our coaching programs are not a substitute for professional medical, legal, financial, or psychological advice. By participating, you acknowledge that you are solely responsible for your decisions and results.

10. Privacy
Your use of our website and services is also governed by our Privacy Policy at vipprosperitygroup.net/pp.

11. Governing Law
These Terms & Conditions shall be governed by the laws of the State of Minnesota, United States.

12. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. Continued use of our website or services after changes are posted constitutes your acceptance of the updated terms.

Contact Us
If you have any questions about these Terms & Conditions:
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